Bank Holidays in October 2026: Banks to Remain Closed for Up to 16 Days, Check State-Wise List – Indian PSU
Bank customers across India will have to plan their branch visits carefully in October as banks will remain closed on multiple days during the month due to national holidays, weekends and state-specific festivals.
According to the October 2026 bank holiday calendar, banks will observe up to 16 holidays across different states and regions. However, this does not mean that every bank branch will remain closed for 16 days. Bank holidays vary from state to state depending on local festivals and regional observances.
The festive period in October includes Gandhi Jayanti, Durga Puja, Dussehra, Vijaya Dashami, Ayudha Puja, Lakshmi Puja and other regional occasions.
October 2026 Bank Holiday Calendar
Here is the key date-wise list of bank closures during October:
October 2 – Gandhi Jayanti
Banks across the country will remain closed on Friday, October 2, on account of Gandhi Jayanti.
October 4 – Sunday
Banks will remain closed nationwide as it is Sunday.
October 10 – Second Saturday
Banks across India will remain closed on the second Saturday. In some regions, the day also coincides with Mahalaya Amavasya-related observances.
October 11 – Sunday
Banks will remain closed nationwide.
October 17 – Maha Saptami
Banks in Tripura will remain closed on account of Maha Saptami.
October 18 – Sunday
Banks across the country will remain closed.
October 19–21: Major Dussehra and Durga Puja Closures
The biggest cluster of bank holidays will fall around Dussehra and Durga Puja.
October 19:
Banks will remain closed in several states, including Tripura, Mizoram, Odisha, Tamil Nadu, Assam, Manipur, Arunachal Pradesh, Nagaland, West Bengal, Bihar, Jharkhand and Meghalaya, for various observances including Maha Ashtami, Maha Navami, Ayudha Puja, Durga Puja and Vijaya Dashami.
October 20:
A much larger number of states will observe a bank holiday for Dussehra/Vijaya Dashami, Maha Navami, Ayudha Puja and related festivals. The list includes Gujarat, Maharashtra, Karnataka, Madhya Pradesh, Odisha, Chandigarh, Tamil Nadu, Uttarakhand, Assam, Telangana, Arunachal Pradesh, Rajasthan, Jammu and Kashmir, Uttar Pradesh, Kerala, Nagaland, West Bengal, Delhi, Goa, Bihar, Chhattisgarh, Jharkhand, Meghalaya, Andhra Pradesh, Tripura and Mizoram, among others.
October 21:
Banks in Tripura, Karnataka, Sikkim, Assam, Kerala and West Bengal will remain closed for Vijaya Dashami/Durga Puja-related celebrations.
October 22 and 23:
Banks in Sikkim will remain closed for Durga Puja/Dashain.
Other Bank Holidays in the Last Week of October
October 24 – Fourth Saturday
Banks across India will remain closed.
October 25 – Sunday
Banks will remain closed nationwide.
October 26:
Banks in Tripura, Chandigarh, Jammu, Srinagar and Himachal Pradesh will remain closed for occasions including Lakshmi Puja, Accession Day and Maharishi Valmiki Jayanti.
October 29 – Karwa Chauth
Banks in Himachal Pradesh will observe a holiday for Karwa Chauth.
October 31 – Sardar Vallabhbhai Patel Jayanti
Banks in Gujarat will remain closed on account of Sardar Vallabhbhai Patel’s birth anniversary.
Why Bank Holidays Differ From State to State
The Reserve Bank of India follows a state-wise holiday framework under which bank branches can remain closed for regional festivals and local occasions in addition to national holidays and regular weekly holidays.
Therefore, a bank branch in Delhi, Uttar Pradesh or Maharashtra, for example, may have a different holiday schedule from a branch in West Bengal, Sikkim, Kerala or Tripura.
Customers should therefore check the holiday calendar applicable to their particular branch before visiting.
Digital Banking Services to Continue
A bank holiday does not mean that all banking services stop. Customers can generally continue to use UPI, internet banking, mobile banking, ATMs and other digital payment facilities even when physical branches are closed.
However, services requiring a physical branch visit, such as certain cheque-related transactions, passbook services, cash-counter operations and locker access, may not be available on holidays.
With several holidays falling close together around Dussehra and Durga Puja, customers who need branch-based services should plan their transactions in advance.
Important: The number of holidays varies by state. The reported figure of up to 16 bank holidays in October is an aggregate across different locations and includes regional holidays; it does not mean that every bank branch in India will remain closed for 16 days.
